XM Standard Account Spread


XM is an online broker that offers a variety of distinctive account types. These account types may be confusing at first glance, but they are designed to help you choose the best trading solution for your needs.

The Micro, Standard, and XM Ultra Low accounts, offer commission-free trading. The Ultra Low account also has tight spreads that start at 0.6 pips.


Leverage is a great way to increase your trading potential. It enables you to trade positions more significant than the amount in your account, increasing your potential profits and reducing risk.

XM offers leverage in various ratios, from 2:1 up to 30:1, depending on the financial instrument you trade and your country of residence. In addition, XM’s margin call policy ensures that your maximum possible risk never exceeds your account equity.

Traders can choose from various account types at XM, including Micro, Standard, and Ultra Low accounts. These accounts vary regarding trade size, spreads, commissions, and more.

Minimum deposit

XM is one of the few brokers requiring a minimum deposit of just $5 for its Micro Account, Standard Account, and Zero Account. This is a great deal because it allows traders to start trading immediately without putting too much money in.

Traders can deposit their funds using several methods, such as credit cards, electronic payments (Skrill, NETELLER), local bank transfers, and wire transfers. There are also no fees or commissions on deposits and withdrawals across all payment methods.

XM also offers a demo account that can be used to test the platform and get an idea of how to trade. This is especially useful for newbies, as it lets them practice trading with virtual funds and gain experience without risking real money.


XM offers spreads that range from 1 pip for Micro and Standard accounts to 0.6 pips for XM Ultra Low accounts. The spaces on the XM Zero account are commission-based, which means that clients pay a $3.5 per standard lot (100,000 units) commission on each trade they make.

Moreover, the broker charges an inactivity fee on dormant accounts for an extended period. This is a critical feature that all brokers should provide, as it encourages clients to trade more often.

XM also provides negative balance protection, which safeguards traders’ accounts from losing all of their equity. This is particularly important for retail clients using the XM Micro and Standard versions.

Trading conditions

XM standard account spreads start from 1 pip on major forex pairs and is free of commission. This account type is available under every regulatory body and can be a good choice for new traders.

Traders will also find that XM offers fractional pip pricing, which allows them to benefit from minor price movements. This is not a common feature among brokers that offer similar trading conditions.

Leverage is flexible, ranging from 1:2 to 888:1, depending on your trade size and account type. Margin requirements remain constant throughout the week and never widen at weekends or overnights.

XM offers margin call protection on their retail accounts, automatically closing open positions when your equity exceeds 50% of the required amount for your work. This is a great way to manage your leverage risk and avoid losing deposited capital.