American Income Life Customer Reviews


Am Best rates insurance companies based on both short-term indicators and the financial outlook? A lower rating could mean a less stable company that cannot withstand economic storms. AM Best gives an A+ rating to American Income Life, which suggests that they are financially strong and well-positioned to face the future.


American Income Life is a top-rated supplemental insurance company that offers many policies. These policies range from a few hundred dollars to millions and are available regardless of your financial situation. The company is accredited by the Better Business Bureau (BBB) and has an A+ rating. According to the BBB, the company has received 227 closed complaints over the last three years. Most of these complaints were about product issues or customer service issues. Others were related to advertising or sales issues.

The company offers whole life and term life insurance. The rates are based on age, health, and the type of coverage you need. Term life insurance has the lowest premiums and is typically the best option for younger people with good health. However, American Income Life is not very transparent about its rates, and you must get a quote from a local agent.

Financial strength

The American Income Life Insurance Company protects working families in the United States, Canada, and New Zealand. The company is a subsidiary of Globe Life Inc., an S&P 500 company that markets life and supplemental health insurance to middle-income families. The company has received an A+ financial strength rating from the A.M. Best Company in the past three years. The rating is expected to increase to an A (Superior) from 17 July 2020.

Am Best rates insurance companies using short- and long-term financial indicators according to their financial strength. Companies that receive a lower AM Best rating are not as financially stable and may not be able to weather an economic storm. However, the A+ rating from AM Best indicates that American Income Life can withstand economic fluctuations.


The American Income Life Mission is a family of organizations that provides affordable benefits to working-class families. It has been helping members of labor unions, credit unions, associations, and families for over 50 years. The company is a public Fortune 1000 corporation that provides health and life insurance. It also offers outreach programs to help the community, including the No-Cost Child Safe Kit, which helps parents log their children’s information. Moreover, it advocates for a fair economy and defends workers’ rights.

The company started in 1951 with borrowed capital and is still going strong. Today, the company has millions of policyholders in the U.S., Canada, and New Zealand. It is one of the most prominent supplemental life insurance providers. Its mission is to provide insurance to working families, primarily labor unions and significant associations. The company currently has over 2 million policies in force and more than $1 billion in assets.


American Income is a life insurance company that was founded in 1951. It is a subsidiary of Globe Life and is licensed in 49 states and Washington, DC. The company offers a variety of products, including whole-life and term life insurance. It also sells critical illness and final expense insurance. All these products are available through captive agents.

American Income Life provides whole life insurance coverage. Its monthly premiums are guaranteed to never increase throughout the policy’s life. This policy also has final expense coverage, which pays a small death benefit to the beneficiary’s family. The company also offers a variety of policies for children. The company also offers a Freedom of Choice certificate that allows beneficiaries to direct benefits to a funeral home.